{
  "schema_version": "0.1",
  "policy_version": "0.1",
  "status": "pilot",
  "effective_date": "2026-06-23",
  "policy_url": "https://www.opengreencoin.com/impact-policy.html",
  "asset": {
    "network": "Stellar Public Network",
    "code": "OGC",
    "issuer": "GDSIFZE6L35WW2VMI2GDEA44HO34QNAAXTC473ZQDQZEUM2HGCC6GY57"
  },
  "routing": {
    "gross_amount_definition": "The amount shown to and authorized by the payer is split between the recipient and the impact treasury.",
    "recipient_rate": "0.95",
    "contribution_rate": "0.05",
    "treasury": "GDMAMIC6SBYCF4NUQ6RBTUIFB5WWWS3TTDHXNCOUOLDFEPK5XOOU525F",
    "atomic_payment_operations": 2,
    "maximum_gross_per_transaction_ogc": "100",
    "maximum_pilot_treasury_balance_ogc": "100"
  },
  "included_flows": [
    "official_app_checkout",
    "official_campaign",
    "official_marketplace",
    "official_sponsorship"
  ],
  "excluded_flows": [
    "direct_peer_to_peer",
    "wallet_to_wallet_transfer",
    "dex_trade",
    "liquidity_activity",
    "airdrop",
    "grant_disbursement",
    "payroll",
    "refund",
    "treasury_disbursement",
    "issuer_operation"
  ],
  "eligible_uses": [
    "climate_resilience",
    "community_software",
    "public_good_infrastructure",
    "education",
    "ethical_ai",
    "aligned_open_source_projects"
  ],
  "required_disclosures": [
    "gross amount",
    "recipient amount",
    "5 percent impact contribution",
    "asset",
    "impact treasury public address",
    "flow reference",
    "refund terms"
  ],
  "restrictions": [
    "The contribution is not an asset-level transfer tax.",
    "Direct peer-to-peer transfers are not modified.",
    "The contribution must not be represented as tax deductible unless a qualified organization separately confirms eligibility.",
    "Every routed payment must be authorized after the split is disclosed.",
    "Pilot limits must not be increased before treasury multisig and an updated public policy are approved."
  ]
}